Accounting firms in Ghana
Payroll software for accounting firms in Ghana
PayrollMaster lets an accounting firm in Ghana run every client's payroll from one account. Each client organisation carries Ghana's statutory rules — PAYE, SSNIT Tier 1 — calculated on every payslip and filed with Ghana Revenue Authority. Switch into a client's books in one click and see the whole book on one dashboard.
What every client needs
What must you get right on a Ghanaian client’s payroll?
3 statutory items, collected by 3 different bodies — on every client, every month. We maintain the rates; you keep the client.
Ghanaian employers pay monthly. The three-tier pension system is mandatory: Tier 1 goes to SSNIT, Tier 2 goes to the employee's licensed private trustee, and both are capped at the SSNIT insurable-earnings ceiling, which SSNIT revises every January.
| Deduction | Authority | Paid by | Rate |
|---|---|---|---|
| PAYE Pay As You Earn | Ghana Revenue Authority (GRA) | Employee | Annual: nil on the first GHS 5,880; then 5%, 10%, 17.5%, 25%, 30% and 35% across successive bands up to GHS 605,000+ Source · in force from 2024-01-01 Commonly misreported. The top band boundary is stated as GHS 605,000 in the internally-consistent cumulative widths, but some GRA tables print "exceeding GHS 600,000". The difference affects only the highest earners. Verify the current GRA PAYE table before relying on the top bracket specifically. |
| SSNIT Tier 1 Social Security and National Insurance Trust — Tier 1 | Social Security and National Insurance Trust (SSNIT) | Employer + employee | 5.5% employee + 8% employer of basic salary, capped at the SSNIT insurable-earnings ceiling (GHS 69,000/month from 1 Jan 2026) Source · in force from 2026-01-01 Commonly misreported. The ceiling was GHS 61,000/month in 2025 and rose to GHS 69,000 in January 2026. SSNIT revises it annually — this is precisely the number you should not be maintaining by hand. |
| SSNIT Tier 2 Mandatory Occupational Pension Scheme — Tier 2 | Licensed private trustee (not SSNIT) | Employer | 5% of basic salary, employer-paid, capped at the same SSNIT insurable-earnings ceiling as Tier 1 Source · in force from 2026-01-01 |
Rates last reviewed 2026-07-14 against Ghana Revenue Authority and other official sources. Where a figure is widely misreported elsewhere, we say so above rather than leave you to find the contradiction yourself. Statutory rates change with every finance act — confirm current figures with a local practitioner before relying on them. PayrollMaster applies the current rates centrally, so your payroll run does not depend on this table being fresh.
How it works
One account, every Ghanaian client
- 1
Add the client
Create a managed organisation for a client who has nothing yet, or invite one that already runs on PayrollMaster. Their employees, pay components and statutory setup live in their own books.
- 2
Scope who sees what
Grant your team access per client. A junior can work one client’s payroll without seeing the rest of the book; a partner sees everything.
- 3
Work the book
Switch into any client’s books in one click, run their payroll on their country’s statutory rules, and switch back. No second login, no separate tool per client.
- 4
See it all at once
The agency dashboard aggregates clients, employees, payroll runs and gross payroll, with a cross-client activity feed showing who did what, where.
- Agency accounts that manage multiple client organisations
- Create managed clients or invite existing ones, with granular per-client permissions
- One-click tenant switching — operate inside a client’s books and back
- An agency dashboard aggregating clients, employees, runs and gross payroll
- A cross-client activity feed
The rest of your book
Clients outside Ghana?
Each client organisation carries its own country. Hold them all in the same agency account.
Questions
Client payroll in Ghana: common questions
Can an accounting firm in Ghana run payroll for multiple clients?
Yes. An agency account manages multiple client organisations from one login. Each Ghanaian client runs on Ghana's statutory rules, and you switch into their books in a click. The agency dashboard aggregates clients, employees, runs and gross payroll across the book.
Which Ghana deductions are handled for each client?
Every statutory item a Ghanaian payslip carries — PAYE, SSNIT Tier 1 — is calculated on each client's payroll and filed with Ghana Revenue Authority. The rates are maintained centrally, so a change does not become a per-client task for your firm.
Can I manage Ghana clients alongside clients in other countries?
Yes. Each client organisation carries its own country, so one agency account can hold Ghanaian clients next to clients in every other market PayrollMaster supports. There is no separate account or tool per country.
Can my team be limited to specific Ghana clients?
Yes. Permissions are granular and per client. A team member assigned to one Ghanaian client sees that client's payroll and nothing else, which keeps the rest of the book closed to them.
Run one Ghanaian client free
Start free, add a single Ghana client, and run one real month end to end — the deductions, the payslips and the filing with Ghana Revenue Authority. Compare it against your current process before you move the book.